Having some fight with my mate‘ credit history while he’s had loans/credit cards associated with your that aren’t his

That loan with 118/Azzurro a€“ under researching

Hello sorry to comment on an old blog post. We have now learnt two are compensated via Gregory Pennington that he hasn’t ever have any transactions with. 80 p/m via GP. Cabot bring given a photocopy of a signature in the bottom of a GP a€?letter of power‘ as well as being perhaps not my personal lover’s trademark whatsoever. The guy performed posses an Aqua charge card at a previous address many years ago and paid in full. This membership with Cabot ended up being evidently exposed in 2018 and defaulted in 2019. Obtained confined characters people say they usually have delivered, nothing of which we got although the address they will have was ours. They claim they produced present phoncalls to him as well in which he verified all facts before offer a lump amount installment! We curently have an incident worker from FOS helping him together with other fraudulence problems at the moment, he is attempted to talk to the lady today concerning this but she is unavailable until Tuesday. We’re merely baffled and don’t know very well what enjoys taken place. The firms were determined their own credit reporting try proper but these are nothing related to him. We’ve produced states to activity Fraud however yes exactly what our very own choices are except that wanting the FOS will help. We need to buy a residence and it is searching progressively difficult.

Thus plenty inquiries. Have the guy talked to GP? They have been paying an aqua obligations presently with Cabot. What is the other obligations they might be spending this is certainly within his label on his credit score rating documents?

One debt a€“ an Aqua bank card which is today with Cabot a€“ was seemingly are given A?4

Keeps ha expected Cabot to generate the CCA contracts when it comes down to debts in the identity? Enjoys he sent a topic accessibility demand to Cabot requesting copies of all of the personal data they’ve got for your?

Have the guy sent Aqua a topic accessibility demand seeking copies of the many personal data obtained about your/

Which are the additional fraud issues that FOS wants at for him a€“ which loan providers? Today with collectors?

Hi thanks a lot. Cabot sent CCA it states a€?signature of buyer‘ with a ticked package and date/time stamp with an IP address. They have confined letters they state they and Aqua delivered. Whilst the postcode suits you, the address does not rather once we live in a village (all of our road name is a standard one so there are several inside close urban area that’s throughout the target). They claim he phoned them on HI motorcycle title loan 27th May 2021 as well as have summarised the thing that was mentioned- they have to need a recording however it will not be your! There isn’t talked to GP but, we weren’t positive whether to hold back until we’ve got spoken to FOS. Another mortgage seemingly are compensated by GP is by using OnStride a€“ these are generally determined they paid a small financing to their banking account 11 years ago (Lloyds a€“ a bank he’s not with anymore thus wishing on comments to check which will be an entire more problem). He would never ever been aware of GP before all of this. Financing from 10 years ago with United Kash which was established not too long ago (not your). Sizeable loan with Everyday financing open a couple of years in the past, repayments made for slightly now a€?arrangement to pay‘ positioned. Never held it’s place in branch/never got any sum from them/never paid all of them. A merchant account with Indigo Michael with plan to pay for a€“ little idea what it is. FOS at this time assisting with a case against Lloyds in which he had internet based money intercepted two years before, verified as fraud nonetheless have chosen to take this long to go back money (due a few weeks).