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How do pay day lenders know if people features a good payday loan? What is a great „Pay day loan?“ A payday loan is a preliminary-title, high-rates deal in which a consumer borrows money getting a help commission. The consumer writes an individual see to your lender with the amount borrowed as well as the [...]

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Results of consequences of flexibility in OCF classification In the left side of Table 8, panel A, we compare the 57 OCF-increasing changer sample to itself over time-before and after the reclassification for variables similar to those in the cross-sectional regression. For variables created as averages over the sample period, averages are based on the [...]

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